PENGARUH E-SERVICE QUALITY APLIKASI JAMSOSTEK MOBILE (JMO) TERHADAP KEPUASAN PENERIMA MANFAAT JAMINAN HARI TUA (JHT) PADA BPJS KETENAGAKERJAAN KANTOR CABANG BUKITTINGGI

  • Almelia Susanti Universitas Negeri Padang
  • Nora Eka Putri Universitas Negeri Padang
Keywords: E-Service Quality, Jamsostek Mobile (JMO), User Satisfaction

Abstract

The digital transformation of public services has encouraged BPJS Ketenagakerjaan to develop the Jamsostek Mobile (JMO) application to facilitate access to Old Age Security (JHT) services. However, various user complaints regarding system errors, login difficulties, and other technical issues indicate that the electronic service quality of the JMO application still requires improvement. This study aims to analyze the effect of the e-service quality of the Jamsostek Mobile (JMO) application on the satisfaction of Old Age Security (JHT) beneficiaries at the BPJS Ketenagakerjaan Bukittinggi Branch Office. This study employed a quantitative approach with an associative research design. The e-service quality variable was measured using the E-S-QUAL model developed by Parasuraman, Zeithaml, and Malhotra (2005), while user satisfaction was measured using the End-User Computing Satisfaction (EUCS) model developed by Doll and Torkzadeh (1988). Data were collected through questionnaires distributed to respondents selected using an accidental sampling technique and analyzed using simple linear regression with SPSS version 21. The results indicate that e-service quality has a positive and significant effect on the satisfaction of JHT beneficiaries, as evidenced by a significance value of 0.000 (<0.05) and a calculated t value of 14.832, which is higher than the t table value of 1.98525. The coefficient of determination shows that e-service quality explains 69.8% of the variance in user satisfaction, while the remaining 30.2% is influenced by other factors beyond the scope of this study. These findings confirm that improving electronic service quality, particularly in terms of efficiency, fulfillment, system availability, and privacy, plays an important role in enhancing user satisfaction with the Jamsostek Mobile (JMO) application as a digital service platform of BPJS Ketenagakerjaan.

References

Abadia, L. P. (2025). Pengaruh Kepercayaan, Pengalaman Pelanggan, Dan Kemudahan Penggunaan Layanan BPJS Terhadap Kepuasan Pelanggan Peserta BPJS Ketenagakerjaan Program JHT Di Kabupaten Banyuwangi. JURNAL KELITBANGAN, 13(3), 1–12.
Afandi, M., Muktiadji, N., Rosita, S. I., & Rosa, E. S. (2025). Implementasi Aplikasi Jamsostek Mobile Dalam Pengajuan Klaim Jaminan Hari Tua Pada BPJS Ketenagakerjaan Cabang Kota Bogor. JABKES (Jurnal Aplikasi Bisnis Kesatuan), 5(2), 161–178. https://doi.org/10.37641/jabkes.v5i2.41955
Amruddin, Priyanda, R., Agustina, T. S., Ariantini, N. S., Rusmayani, N. G. A. L., Aslinda, D. A., Ningsih, K. P., Wulandari, S., Putranto, P., Yuniati, I., Untari, I., Mujiani, S., & Wicaksono, D. (2022). Metodologi Penelitian Kuantitatif (F. Sukmawati (ed.)). Pradana Pustaka.
Anwar, Syarifuddin, & Siddik, M. (2024). Buku Ajar Statistik Inferensial. Pustaka Bangsa.
Doll, W. J., & Torkzadeh, G. (1988). The Measurement of End-User Computing Satisfaction. MIS Quarterly, 12(2), 259–274. https://id.scribd.com/document/446574763/1988-The-Measurement-of-End-User-Computing-Satisfaction-pdf
Hutahaean, E. N. (2023). Implementasi Kebijakan Program Jaminan Hari Tua (JHT) Oleh Badan Penyelenggara Jaminan Sosial (BPJS) Ketenagakerjaan Di Medan. Jurnal Universitas Dharmawangsa, 17(April), 709–717.
Machali, I. (2021). Metode Penelitian Kuantitatif Panduan Praktis Merencanakan, Melaksanakan dan Analisis dalam Penelitian Kuantitatif. Fakultas Ilmu Tarbiyah dan Keguruan UIN Sunan Kalijaga Yogyakarta.
Mukhyi, M. A. (2023). Buku Referensi Metodologi Penelitian Panduan Praktis Penelitian Yang Efektif. PT. Literasi Nusantara Abadi Grup.
Parasuraman, A., Zeithaml, V. A., & Malhotra, A. (2005). E-S-QUAL a multiple-item scale for assessing electronic service quality. Journal of Service Research, 7(3), 213–233. https://doi.org/10.1177/1094670504271156
Putri, Z. D. K., & Kartini. (2024). Analisis Tingkat Kepuasan Pengguna Digital Finance Melalui Aplikasi Jamsostek Mobile (JMO) Dalam Proses Klaim Jaminan Hari Tua (JHT) Pada Peserta Bpjs Ketenagakerjaan Kantor Cabang Yogyakarta. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), 8(3), 1363–1379. https://doi.org/10.31955/mea.v8i3.4595
Rosanjaya, L., & Nafi’ah, B. A. (2023). Kualitas Pelayanan Publik pada Badan Penyelenggara Jaminan Sosial Ketenagakerjaan Tanjung Perak. PUBLIKA: Jurnal Ilmu Administrasi Publik, 9(2), 125–136. https://doi.org/10.25299/jiap.2023.13501
Sahir, S. H. (2022). Metodologi Penelitian. KBM Indonesia.
Sembiring, T. B., Irmawati, Sabir, M., & Tjahyadi, I. (2023). Buku Ajar Metodologi Penelitian (Teori Dan Praktik). In Buku Ajar Metodologi Penelitian (Issue 1). CV. Saba Jaya Publisher.
Septyawati, K. T., Lukman, J. P., & Wirantari, I. D. A. P. (2025). Pengaruh E-Service Quality Terhadap Kepuasan Pengguna Aplikasi Jamsostek Mobile (JMO) Pada Peserta BPJS Ketenagakerjaan Cabang Bali Denpasar. Triwikrama: Jurnal Ilmu Sosial, 7(7).
Usman, R. P. P., & Rasji. (2025). Analisis Efektivitas Program Jaminan Hari Tua di Indonesia Dalam Menjamin Kesejahteraan Pensiunan. Jurnal Ilmiah Wahana Pendidikan, 11(3), 169–176. https://doi.org/https://jurnal.peneliti.net/index.php/JIWP/article/view/9979
Yulanda, A., & Adnan, M. F. (2023). Transformasi Digital : Meningkatkan Efisiensi Pelayanan Publik Ditinjau dari Perspektif Administrasi Publik. Jurnal Ilmu Sosial Dan Humaniora (Isora), 1(3), 103–110.
Published
2026-07-23
How to Cite
Susanti, A., & Eka Putri, N. (2026). PENGARUH E-SERVICE QUALITY APLIKASI JAMSOSTEK MOBILE (JMO) TERHADAP KEPUASAN PENERIMA MANFAAT JAMINAN HARI TUA (JHT) PADA BPJS KETENAGAKERJAAN KANTOR CABANG BUKITTINGGI. Didaktik : Jurnal Ilmiah PGSD STKIP Subang, 12(3), 343 - 351. https://doi.org/10.36989/didaktik.v12i3.17855